literature on microfinance in the EU

In 2008, the European Commission launched the so-called "EU Microcredit Initiative" which shall support the development of Microfinance Institutions in EU member states: 

EU_initiative_for_Microcredit_development.pdf

Working_Paper_Microfinance_in_Europe.pdf

Status_of_Microfinance_in_Western_Europe.pdf

project outputs

outputs phase 1:

During project phase 1, the role of adequate financing for micro and small enterprises in regions that undergo economic retructuring was assessed. In the project regions, status quo analyses on the supply of and demand for microcredit services were conducted by the project partners:

Status-Quo_financial_services_in_Brandenburg.pdf

Status-Quo_financial_services_in_Volos.pdf

Status-Quo-Analysis_in_SpreeNeisseRegion.pdf

outputs phase 2:

The project phase 2 was dedicated to the transfer of Microfinance products that are used in developing and transforming countries to the EU-15 context:

Best_practices_MSME_promotion.pdf

East_West_Comparison_EU.pdf

Microcredit_in_France_-_Character_Based_Lending.pdf

Microfinace_in_Greece_-_Development_of_action_proposal.pdf

outputs phase 3:

Project phase 3 was directed towards the elaboration of a concept for a market-oriented MSME financing mechanism that can be set up in the respective project regions: 

Legal_Framework_in_EU.pdf

outputs phase 4:

During project phase 4, the proposed Microcredit mechanisms were discussed with public authorities and potential investors. In the project region of Brandenburg, the proposed mechanism could already be set into action for a one year pilot phase:

At the end of project phase 4 a discussion forum was held on Microcredit in Europe. Please find the presentation here

Microcredit_Pilot_Project_in_Brandenburg.pdf

ChaBaLEU_Final_Project_Publication.pdf